OPAY MICROFINANCE BANK IS RECRUITING POST-LOAN OFFICERS
Job Opportunity: Post-Loan Officer
Company: OPay Microfinance Bank
Positions Available: Post-Loan Officer
Locations: Lagos, Abuja, and Port Harcourt
About the Role
OPay Microfinance Bank is seeking applications from qualified, driven, and experienced professionals to join our team as Post-Loan Officers. In this role, you will play a critical part in supporting field monitoring, tracking loan repayments, managing portfolios, and mitigating credit risks to maintain a healthy and robust loan portfolio.
Key Responsibilities
Repayment Tracking & Delinquency Management: Monitor loan repayment performance, track overdue accounts, follow up with customers on repayment commitments, and support effective delinquency management.
Field Monitoring & Verification: Conduct customer visits, business verifications, and post-disbursement monitoring to evaluate business operations and ensure compliance.
Risk Identification & Escalation: Identify early warning signs of potential loan defaults and promptly escalate credit concerns.
Portfolio Reporting: Prepare accurate portfolio reports and thoroughly document customer engagements and field monitoring findings.
Cross-Functional Collaboration: Partner closely with Sales, Credit Risk, Loan Operations, and other relevant teams to optimize repayment performance and safeguard loan recovery.
Required Qualifications & Experience
Education: Bachelor’s degree in Finance, Accounting, Business Administration, Economics, Banking, or a related discipline.
Experience: Minimum of 5 years of relevant professional experience in credit monitoring, loan operations, portfolio management, repayment follow-up, field verification, credit risk support, or related financial services roles.
Skills & Competencies:
Strong analytical, reporting, communication, and customer engagement skills.
Sound understanding of loan monitoring, repayment tracking, and early warning indicators for potential defaults.
High level of readiness and ability to conduct field visits and verify customer business operations when required.
Ideal Candidate Profile
This opportunity is ideally suited for seasoned professionals with a strong background in lending, credit administration, loan recovery support, financial services, or portfolio monitoring who are eager to drive repayment performance and manage credit risks effectively.
How to Apply
Interested and qualified candidates are advised to carefully review the job requirements before applying.
Job Advertisement Reference: Please ensure all qualifications are met prior to submission.
